投资数位分析机构一项新的分析发现,由于通胀肆虐,若要完成人生大事,实现所谓的美国梦,需耗费高达345.5305万元,这远远高于大多数国人终其一生所赚的钱,美国梦对大多数家庭来说变得更加遥不可及。
根据英国《每日邮报》的报道,根据投资数位分析机构Investopedia的分析,其中一笔最大费用是还清房贷款。假定购房首付10%,选择30年期固定利率抵押贷款,平均利率为7.2%,那
购房者最后得掏79.6998万元。
Investopedia主编西尔弗(Caleb
Silver)表示,虽然对于所谓的美国梦,众人看法不一,但一个家庭也许想要和需提供的东西,像医疗保险、汽车、住房、抚养孩子及送其上大学等费用的持续上涨,已令美国梦对大多数家庭来说变得更加遥不可及。
虽然这是Investopedia第一年进行这项研究,但由于通胀肆虐,其所估算的美国梦费用可说是有史以来最高的。Investopedia是按照人口普查局最新提供的家庭收入中位数为7.4580万元这一标准来进行估算的。
Investopedia的分析发现,虽然订婚仪式及举行婚礼的费用为3.58万元,但开始一个家庭时,费用明显增加,对参与医保计划者来说,在医院生下两个孩子费用平均为5708元,该项研究估算抚养两孩子费用是57.6896万元,这不包括上大学的费用。拥有汽车的费用也明显飙升,Investopedia预计一生中为此将需花费27.133万元,一个典型四口之家的医疗保健费用将高达93.4752万元,而为了过上舒服的退休生活,通常需要71.5968万元。
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